Janesville Debt Consolidation Attorney
Rock County Unsecured Debt Settlement Lawyer
During these uncertain economic times, many people are finding it difficult to make ends meet. When you are swimming in a pool of debt, even paying the smallest bill can be a challenge. Rent, utility bills and even basic necessities like food and gas may present financial hardships for you and your family.
At the Schleisner Law Office, we understand how tough these times can be. We have more than 21 years of experience helping clients in Greater Janesville, Wisconsin, work through their debt with innovative and effective solutions. Let us work with you to develop a plan that will help you get back on the road to financial success.
An Alternative to Bankruptcy
The state of Wisconsin offers its residents a unique alternative to bankruptcy. State amortization allows an individual to consolidate his or her unsecured debts into a monthly payment plan. This plan usually lasts anywhere from one to three years and can include the following types of debt:
Like bankruptcy, debt consolidation offers many benefits. Once you file a petition with the court, unsecured creditors cannot garnish your wages or take your property. This will also put an immediate stop to interest accruals. The major difference between debt consolidation and bankruptcy is that in bankruptcy, your debts are generally discharged while in a state amortization proceeding, the debtor must repay all the debts in his or her plan.
An Attorney to Advocate for You
Our professionals will help you to determine if debt consolidation is right for you. We will assess your financial circumstances in an effort to develop a plan that will provide the most benefits to your situation. We will be committed to you and your case. Your success is our success.
We are committed to helping you achieve financial freedom. Call 608-757-2422, or contact us online to speak with an experienced Janesville debt consolidation lawyer.