Janesville Wisconsin Chapter 7 and 13 Bankruptcy Attorney
Experienced Janesville Wisconsin Bankruptcy Attorney
In today's economy, being overcome with debt is a situation that more and more people are finding themselves facing. Maybe you've lost your job, or have unexpectedly found yourself fighting to keep up with mounting medical bills. No matter what circumstances led you to this difficult situation, it is possible to fight back and reclaim your life from debt.
At the Schleisner Law Office, we specialize in bankruptcy law. For more than 21 years, we have been helping clients in Greater Rock County take control of their finances. You don't have to live a life of constant stress and anxiety anymore — our professionals can help you find a way out from under the debt you are facing.
Our extensive bankruptcy experience affords us the ability to determine what will work best for your unique circumstances. Whether it is through Chapter 7 bankruptcy or Chapter 13 bankruptcy, you do have options to rebuild your financial future. Our firm also offers debt consolidation services to those who qualify.
To speak with an experienced bankruptcy attorney, contact us online to schedule your initial consultation.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is often misunderstood. The notion that filing a Chapter 7 will permanently ruin your credit is not true.
When you file for Chapter 7 bankruptcy, you are essentially asking for a discharge of all eligible debts. This includes most unsecured debts such as credit cards, unsecured lines of credit and medical bills. This process is usually quick and can provide you with a fresh start to your financial future. Our experienced staff can help you determine which, if any, of your debts can be discharged through a Chapter 7 proceeding.
The Advantages of Filing Chapter 7 Bankruptcy
Aside from the liquidation of your unsecured debts, Chapter 7 bankruptcy offers many other advantages:
When you come into our office, you will sit down with an experienced bankruptcy attorney to discuss your situation. We will be available to answer any questions you might have and we will work to assess your options and establish whether Chapter 7 bankruptcy is right for you.
What Is Chapter 13 Bankruptcy?
Debt comes in all forms. From mortgages and car payments, to credit cards and school loans, debt can slowly begin to take over your life. If you are finding it increasingly difficult to make even the minimum payment on your monthly bills, it may be time to explore the options and advantages of Chapter 13 bankruptcy.
Choosing Chapter 13 Bankruptcy When considering Chapter 13 bankruptcy, it is best to look at the big picture. In a typical Chapter 13 proceeding (also known as a reorganization), an individual will present a plan to the court and his or her creditors. The plan would outline the individual's intent to pay a workable portion of his or her debt within a three- to five-year time frame.
The advantages of filing for Chapter 13 bankruptcy are not always obvious. Along with the ability to comfortably afford your monthly expenses, filing Chapter 13 can also allow you to retain all or some of your desired property. Unlike Chapter 7 bankruptcy, Chapter 13 debt discharge restrictions are more broader, giving an individual the opportunity to include more than just unsecured debts in the proceedings.
Taking Steps Toward a Secure Financial Future
At the Schleisner Law Office, we know that simply considering bankruptcy can make many people nervous and a bit apprehensive. It is our goal to help you understand that bankruptcy carries many positive aspects that can better your life.
Our attorney is a licensed consumer bankruptcy lawyer in the state of Wisconsin. We will use our extensive experience as we work to get you out of debt as easily and as quickly as possible. We will work with you every step of the way, as we remain committed to your financial success.
Rock County Lawyer for Credit Card Debt Relief
Call our Janesville, Wisconsin, office at 608-757-2422 or contact us online to speak with a lawyer about your situation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
In today's economy, being overcome with debt is a situation that more and more people are finding themselves facing. Maybe you've lost your job, or have unexpectedly found yourself fighting to keep up with mounting medical bills. No matter what circumstances led you to this difficult situation, it is possible to fight back and reclaim your life from debt.
At the Schleisner Law Office, we specialize in bankruptcy law. For more than 21 years, we have been helping clients in Greater Rock County take control of their finances. You don't have to live a life of constant stress and anxiety anymore — our professionals can help you find a way out from under the debt you are facing.
Our extensive bankruptcy experience affords us the ability to determine what will work best for your unique circumstances. Whether it is through Chapter 7 bankruptcy or Chapter 13 bankruptcy, you do have options to rebuild your financial future. Our firm also offers debt consolidation services to those who qualify.
To speak with an experienced bankruptcy attorney, contact us online to schedule your initial consultation.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is often misunderstood. The notion that filing a Chapter 7 will permanently ruin your credit is not true.
When you file for Chapter 7 bankruptcy, you are essentially asking for a discharge of all eligible debts. This includes most unsecured debts such as credit cards, unsecured lines of credit and medical bills. This process is usually quick and can provide you with a fresh start to your financial future. Our experienced staff can help you determine which, if any, of your debts can be discharged through a Chapter 7 proceeding.
The Advantages of Filing Chapter 7 Bankruptcy
Aside from the liquidation of your unsecured debts, Chapter 7 bankruptcy offers many other advantages:
- No trustee payments
- Delays or stops foreclosure proceedings
- Puts a stop to harassing phone calls from creditors
- Process usually completed within four months
When you come into our office, you will sit down with an experienced bankruptcy attorney to discuss your situation. We will be available to answer any questions you might have and we will work to assess your options and establish whether Chapter 7 bankruptcy is right for you.
What Is Chapter 13 Bankruptcy?
Debt comes in all forms. From mortgages and car payments, to credit cards and school loans, debt can slowly begin to take over your life. If you are finding it increasingly difficult to make even the minimum payment on your monthly bills, it may be time to explore the options and advantages of Chapter 13 bankruptcy.
Choosing Chapter 13 Bankruptcy When considering Chapter 13 bankruptcy, it is best to look at the big picture. In a typical Chapter 13 proceeding (also known as a reorganization), an individual will present a plan to the court and his or her creditors. The plan would outline the individual's intent to pay a workable portion of his or her debt within a three- to five-year time frame.
The advantages of filing for Chapter 13 bankruptcy are not always obvious. Along with the ability to comfortably afford your monthly expenses, filing Chapter 13 can also allow you to retain all or some of your desired property. Unlike Chapter 7 bankruptcy, Chapter 13 debt discharge restrictions are more broader, giving an individual the opportunity to include more than just unsecured debts in the proceedings.
Taking Steps Toward a Secure Financial Future
At the Schleisner Law Office, we know that simply considering bankruptcy can make many people nervous and a bit apprehensive. It is our goal to help you understand that bankruptcy carries many positive aspects that can better your life.
Our attorney is a licensed consumer bankruptcy lawyer in the state of Wisconsin. We will use our extensive experience as we work to get you out of debt as easily and as quickly as possible. We will work with you every step of the way, as we remain committed to your financial success.
Rock County Lawyer for Credit Card Debt Relief
Call our Janesville, Wisconsin, office at 608-757-2422 or contact us online to speak with a lawyer about your situation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.